Finance Center

Lithia Ford of Missoula takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

No Hassle Credit Checks

Flexible Payments

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Should You Lease Your New Lithia Ford of Missoula Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Lithia Ford of Missoula can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

 

Ready to cruise around the Missoula area in the Ford Escape? Take the family to activities near Helena in the Explorer? Tow your gear with the F-150 throughout the province of Kalispell, or adventure near Coeur D'Alene in the Bronco Sport? 

Whatever Ford you want, our finance center here at Lithia Ford of Missoula is ready to help you get just the type of deal you are looking for on your new ride! See how our financing experts can work with you to create a comfortable payment plan, and how we make it easy for you to get financing for the new Ford you want. 

 
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A Simple Finance Process 

 Whether you want to get behind the wheel of a new Ford F-150 or used Ford Escape, we make it easy for you to finalize your purchase. The process of financing your Ford at our dealership is smooth and easy. 

You can get started right from home using our website tools-including getting a value for your trade-in, and applying for financing right online, too. That way, when you do stop by our finance center, we will be ready to explore all your options with you and get you just the type of payment plan you want for your Ford. 

Working Individually with Each Driver 

When you visit our finance center, you'll get to work one-on-one with a member of our financing team. With their expertise and guidance, you will get just the type of deal you are looking for. They can work within your budget and whatever credit score you have when building your payment plan. With their help, you will feel comfortable knowing they were able to get you the best rate possible for an auto loan, or create a lease deal that fits your lifestyle. 

They can also walk you through the trade-in process, so you can quickly sell your current ride and use the proceeds toward your new Ford. Also, be sure to ask about our various Ford specials and the protection plans we offer. 

Buy or Lease? 

The main decision you'll need to make when meeting with one of the experts within our finance center is whether you'd like to buy or lease your Ford. While both are great options, our financing team can help you determine if one suits your lifestyle better. 

Owning your car will give you the freedom to drive your Ford for as many years and miles as you would like. If you choose to lease your Ford, you might be able to enjoy even lower monthly payments-and get to drive a new car every few years. 

Whatever your credit score is, our finance team will help you figure out which of these options best matches your individual needs and create a custom payment plan for your Ford. 

Visit Our Ford Dealership 

Before you get financing for your new ride, you'll first want to pick out the exact Ford you want to drive around the areas of Missoula, Kalispell, Coeur D'Alene, and Helena. Start now by exploring all your options right online, and then schedule a test drive here at Lithia Ford of Missoula in whichever Ford you'd like. 

Your privacy is important to us.

Our Dealership takes your privacy seriously and does not rent or sell your personal information to third parties without your consent. Read our privacy policy.

  1. Lithia Ford of Missoula

    3943 Brooks Street
    Missoula, MT 59804

    • Sales: 844-204-4010
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Get in Touch

  • Contact our Sales Department at: 844-204-4010
  • Monday8:30am-7pm
  • Tuesday8:30am-7pm
  • Wednesday8:30am-7pm
  • Thursday8:30am-7pm
  • Friday8:30am-7pm
  • Saturday9am-7pm
  • Sunday11am-6pm